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Privacy Policy

Effective Date:  October 16, 2025

This Privacy Policy describes how Texas Retiree ("we," "us," or "our") collects, uses, and shares information when you use our website, www,TexasRetiree.com, (the "Site").

1. Information We Collect

We only collect information that helps us provide and improve the Site for you.

Information You Voluntarily Provide:

• Comments: When you leave comments on the Site, we collect the data shown in the comments form, and also your IP address and browser user agent string to help spam detection.

• Email Subscription: If you sign up for our newsletter, we collect your email address.

Information We Collect Automatically:

• Usage Data: Like most websites, we use cookies and similar technologies to collect information about how you use the Site. This may include your IP address, browser type, operating system, pages viewed, and the time and date of your visit. This helps us understand what content is popular and how to improve the user experience.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To Run and Maintain the Site: To ensure the Site functions properly.

• To Improve the Site: To understand which content is most popular and how we can make the Site better.

• To Send Periodic Emails: If you opt-in to our mailing list, we may send you newsletters, updates, or other information. You can unsubscribe at any time using the link at the bottom of the email.

• To Respond to Inquiries: To respond to your questions or comments.

• To Prevent Spam: To detect and prevent spam comments.

3. Cookies

A cookie is a small text file that a website saves on your computer or mobile device when you visit the site.

• We use cookies to enhance your experience, like remembering your preferences or analyzing site traffic.

• You can choose to turn off all cookies in your browser settings. However, turning cookies off may affect your ability to use some parts of our Site.

4. Third-Party Services

We may use third-party service providers to help us operate our Site, such as:

• Analytics: We use services like Google Analytics to track and report on website traffic. This helps us understand how our readers use the Site.

• Advertising (If Applicable): If we display ads, third-party advertisers may use cookies to serve ads based on your prior visits to our Site or other websites.

These third-party providers have their own privacy policies, and we do not accept any responsibility or liability for their policies.

5. Links to Other Websites

Our Site may contain links to other websites. We are not responsible for the content or privacy practices of those other sites. We encourage you to review the privacy policies of any site you visit.

6. Security

We take reasonable steps to protect the information we collect from you, but no method of transmission over the Internet or electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. We encourage you to review this Policy periodically.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

• Email: tonya.nishio@gmail.com

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